Latest Mortgage Rates

There are three key variables in determining your monthly mortgage payment (the monthly amount you have to pay the bank on the loan for the house), the amount of the loan, the number of years you are borrowing the loan and the interest rate the lender charges for the loan. Using our Mortgage Calculator, you can plug in all that information to get a sense of your payment. Feel free to use the rates listed below in your calculations. These rates are updated regularly, but remember, they are based a national average. Some lenders may charge a higher rate and others may charge a lower rate. That is a local decision. Nevertheless, with the information on this page, you will at least be informed about how your lender compares with the national average.