Down Payment Assistance (DPA)

For many people, a home purchase is often their largest investment and most significant asset. Saving for a down payment can be especially challenging for first-time homebuyers and those who earn just enough to make ends meet but otherwise qualify for a mortgage.

Down payment assistance programs give homebuyers the opportunity to overcome one of the single greatest obstacles to homeownership - having the money for the down payment. Through down payment assistance programs, non-profit organizations are allowed to give homebuyers money for the down payment on their home purchase.

We have put together a list of organizations you can turn to for assistance.

Non-Profit Organizations

Federal Government

  • The Department of Housing and Urban Development (HUD) - www.hud.gov

Fannie Mae / Freddie Mac

State Government

Alaska Arizona
Arkansas California
Colorado Connecticut
Delaware Florida
Georgia Hawaii
Idaho Illinois
Indiana Iowa
Kansas Kentucky
Louisiana Maine
Maryland Massachusetts
Michigan Minnesota
Mississippi Missouri
Montana Nebraska
Nevada New Hampshire
New Jersey New Mexico
New York North Carolina
North Dakota Ohio
Oklahoma Oregon
Pennsylvania Rhode Island
South Carolina South Dakota
Tennessee Texas
Utah Vermont
Virginia Washington
West Virginia Wisconsin
Wyoming